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MFS Insurance, Inc. Blog: work comp

View the latest blog posts from MFS Insurance, Inc..

 If you are a residential contractor without any employees, as of August 2nd 2017 you are no longer required by law to show proof of workers compensation insurance. Although, going without worker’s compensation insurance could potentially leave you exposed, you aren’t required to obtain it. READ MORE >>

A recent report from Insurance Journal can be found here: As we've mentioned before, the state of Arkansas has very competitive work comp rates and legal environment.  In fact, we had the 3rd lowest sample rates from all states! READ MORE >>

Now we move to the gritty portion of work comp audits.  You've contacted your agent and walked through all the items you need to have in hand before auditor shows up............correct? Let's back up a few steps!  First of all, it's best to have a simple checklist in preparation for audit so you don't forget anything. READ MORE >>

Come on now!  Don't put insurance audits down the basement like that!  When it comes to you work comp audit, preparation is the key to making it a smooth process.  On the contrary, if you can make an IRS audits smooth let me know because I'm calling to find out. Back on the insurance topic. READ MORE >>

Good news about your work comp premium.......Arkansas has a great legal climate compared to most states.  It's very fair to employers and employees alike.  This combination has attracted healthy competition from many insurance companies which ultimately lowers the premium for employers in Arkansas who can pass savings down with higher wages to employees. READ MORE >>

We've had quite a few questions related to work comp of late so we are going to do a series of posts and address a few items that come up often.  Hopefully this will alleviate some concerns and make processes such as audits more efficient for Arkansas employers! READ MORE >>

If you are an Arkansas based business with employees you likely have a worker's compensation policy to protect your employees and business in the event of an unforeseen accident. Employers in the US spend almost $62 Billion on injuries and accidents resulting in employees missing six or more days of work in 2013. READ MORE >>

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